Terms of Service

1. Acceptance of Terms

By accessing or using the Wedefin app, you agree to these Terms with Wedefin Labs GmbH ("we", "our", "us", and "Wedefin"). If you do not agree, do not use the app.

When you log in, the app asks you to confirm that you have read and agree to these Terms and the Risk Disclosure, and Wedefin Vaults asks the same before your first deposit in each vault. We ask again when either document changes materially.

2. Operator Identity and Contact

Operator

Wedefin Labs GmbH

Registered office

Zurich, Switzerland

Contact email

info@wedefin.com

3. Eligibility

You represent that you are legally able to use this type of service in your jurisdiction and are not prohibited from using blockchain-based applications or related tools.

4. Nature of the Service

• Wedefin provides software interfaces for interacting with blockchain networks and third-party protocols.
• The app is non-custodial. You control your wallet and private keys through your chosen wallet/auth provider.
• You are solely responsible for transactions you authorize.

Wedefin Vaults at vaults.wedefin.com is an interface to vaults curated by Wedefin Labs GmbH. Deposits and withdrawals go directly between your wallet and each vault's smart contracts, and you receive vault shares that represent your part of its assets. The vaults are currently:

• Gotthard RWA USDC, a Morpho Vault V2 on Base (0x7028618D02864787d517B65ae819984b0E262c14). As its curator, Wedefin Labs GmbH chooses the Morpho lending markets the vault may lend to and sets a cap on each.
• Eiger ZCHF Leveraged (eigerZCHF), a set of smart contracts on Ethereum (vault 0x2643c6731199d36ce3c9533e4c3f7eeab2dac94a) that runs a leveraged ZCHF savings strategy using Morpho, Frankencoin, Curve, Sky and Uniswap. As its curator, Wedefin Labs GmbH sets the strategy's risk limits and can change them at once, and it can limit new deposits to approved (whitelisted) addresses; withdrawals are not limited by this. Changes to the fee and replacements of the strategy's integrations take effect only after a two-day timelock.

Each vault's roles, fees and limits are shown on its page and recorded on-chain. Morpho, Frankencoin, Curve, Sky and Uniswap and the other protocols the vaults use are third-party software that Wedefin Labs GmbH does not operate or control.

5. No Investment, Legal, or Tax Advice

Content, rankings, and assistant outputs are for informational purposes only and are not investment, legal, tax, or financial advice. You are solely responsible for independent due diligence and your decisions.

6. Third-Party Services and Protocols

The app integrates with third-party infrastructure and protocols (for example wallet/auth providers, analytics providers, RPC providers, DEX/lending protocols, and data providers), and the vaults run on third-party protocols such as Morpho, Frankencoin, Curve, Sky and Uniswap and use Morpho's data services. We do not control third-party systems, availability, or policies.

7. Fees, Gas, and Taxes

You are responsible for network gas fees, protocol fees, slippage impacts, and taxes associated with your activity.

Each vault charges the fees shown on its page, such as performance and management fees. They are set and taken on-chain, and changes to them are recorded on-chain. In Eiger ZCHF Leveraged you also pay the execution costs of the swaps made when you deposit and withdraw.

8. Prohibited Conduct

• Using the app in violation of applicable law.
• Attempting to exploit, reverse engineer, disrupt, or abuse platform functionality.
• Using the service for fraud, sanctions evasion, money laundering, or other unlawful behavior.

9. Risks and Beta Notice

The app may include beta features and is provided "as is". Blockchain and DeFi activity involves substantial risk, including smart-contract vulnerabilities, oracle failures, market volatility, liquidity constraints, bridge failures, MEV, and partial or total asset loss. See our Risk Disclosure.

10. Disclaimer of Warranties

To the maximum extent permitted by law, the app and all related content are provided without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, non-infringement, availability, or error-free operation.

11. Limitation of Liability

To the maximum extent permitted by law, Wedefin and its contributors are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, data, goodwill, or digital assets arising from your use of the app.

12. Indemnification

You agree to indemnify and hold harmless Wedefin and its contributors from claims, liabilities, damages, losses, and costs resulting from your use of the app, your breach of these Terms, or your violation of law or third-party rights.

13. Changes, Suspension, and Termination

We may modify, suspend, or discontinue features at any time. We may also restrict access where necessary for security, compliance, abuse prevention, or operational reasons.

14. Governing Law and Disputes

These Terms are governed by the substantive law of Switzerland, excluding its conflict-of-law rules and the United Nations Convention on Contracts for the International Sale of Goods. The exclusive place of jurisdiction is Zurich, Switzerland.

If you use the app as a consumer, nothing in these Terms removes the protection of mandatory consumer law of your country of residence, including any right to bring proceedings in its courts where that law provides for it.

15. Privacy

Your use of the app is also subject to our Privacy Policy and Cookie Notice.